/* Fuentes alojadas en este sitio (SIL Open Font License 1.1; licencias en assets/fonts). No se contacta con servidores de Google. */
@font-face{font-family:"Bricolage Grotesque";font-style:normal;font-weight:200 800;font-display:swap;
  src:url("../assets/fonts/bricolage-grotesque-latin-opsz.woff2") format("woff2");
  unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:"Instrument Sans";font-style:normal;font-weight:400;font-display:swap;src:url("../assets/fonts/instrument-sans-latin-400.woff2") format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:"Instrument Sans";font-style:normal;font-weight:500;font-display:swap;src:url("../assets/fonts/instrument-sans-latin-500.woff2") format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:"Instrument Sans";font-style:normal;font-weight:600;font-display:swap;src:url("../assets/fonts/instrument-sans-latin-600.woff2") format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:"Instrument Sans";font-style:italic;font-weight:400;font-display:swap;src:url("../assets/fonts/instrument-sans-latin-400-italic.woff2") format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
/* PINO — estilos compartidos de pinofin.com
   Paleta: verde pino, dorado, crema. Tipografías: Bricolage Grotesque (títulos) e Instrument Sans (texto). */

:root{
  --ground:#F6F1E3;
  --paper:#FFFCF3;
  --ink:#1B2A21;
  --ink-soft:#4A5A4E;
  --pine:#1E4B34;
  --pine-deep:#12301F;
  --pine-ink:#EFE9D8;
  --pine-soft:#B9CCBB;
  --gold:#C29B3C;
  --gold-strong:#A87F26;
  --line:#DDD4BC;
  --line-pine:#2E5C43;
  --bar-client:#C29B3C;
  --bar-ine:#7A8F7D;
  --brown-deep:#3A2A1E;
}

*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;background:var(--ground);color:var(--ink);
  font-family:"Instrument Sans",-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  font-size:17px;line-height:1.6;-webkit-font-smoothing:antialiased;
}
h1,h2,h3{font-family:"Bricolage Grotesque","Instrument Sans",Georgia,serif;line-height:1.12;margin:0;text-wrap:balance}
p{margin:0}
a{color:var(--gold-strong)}
img{max-width:100%}
.wrap{max-width:1040px;margin:0 auto;padding:0 24px}
.narrow{max-width:720px}
.eyebrow{font-size:.98rem;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:var(--gold-strong);margin-bottom:12px}
.intro{max-width:46em;color:var(--ink-soft)}
.btn:focus-visible,a:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{outline:2px solid var(--gold-strong);outline-offset:2px}

/* ---------- Cabecera común ---------- */
.site-header{background:var(--pine-deep);color:var(--pine-ink)}
.site-header .wrap{position:relative;display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:14px 20px;padding-top:22px;padding-bottom:22px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--pine-ink);font-size:clamp(1.15rem,1.6vw,1.5rem)}
.brand img{height:1.7em;width:auto;display:block}
.brand span{font-family:"Bricolage Grotesque",serif;font-weight:800;font-size:1em;letter-spacing:.01em;line-height:1;white-space:nowrap}
.site-nav{display:flex;gap:26px;align-items:center}
.site-nav a{color:var(--pine-soft);text-decoration:none;font-size:.93rem;font-weight:500}
.site-nav a:not(.btn):hover,.site-nav a:not(.btn)[aria-current="page"]{color:var(--gold)}
.site-nav .btn{padding:11px 18px;font-size:.9rem}
.site-nav a.btn-gold{color:var(--ink)}
.site-nav a.btn-gold-outline{color:var(--pine-ink)}
.nav-toggle{display:none;flex-direction:column;justify-content:center;gap:5px;width:40px;height:40px;border:0;background:transparent;cursor:pointer;padding:0}
.nav-toggle span{display:block;width:24px;height:2px;background:var(--pine-ink);border-radius:2px;transition:transform .2s ease,opacity .2s ease}
.nav-toggle[aria-expanded="true"] span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.nav-toggle[aria-expanded="true"] span:nth-child(2){opacity:0}
.nav-toggle[aria-expanded="true"] span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}

/* ---------- Botones ---------- */
.btn{display:inline-block;border:0;cursor:pointer;text-decoration:none;font:600 1rem/1 "Instrument Sans",sans-serif;padding:15px 26px;border-radius:6px}
.btn-gold{background:var(--gold);color:var(--ink)}
.btn-gold:hover{filter:brightness(1.07)}
.btn-ghost{background:transparent;color:var(--pine-ink);box-shadow:inset 0 0 0 1.5px var(--line-pine)}
.btn-ghost:hover{box-shadow:inset 0 0 0 1.5px var(--gold)}
.btn-outline{background:transparent;color:var(--pine);box-shadow:inset 0 0 0 1.5px var(--pine)}
.btn-outline:hover{background:var(--pine);color:var(--pine-ink)}
.btn-gold-outline{background:transparent;color:var(--pine-ink);box-shadow:inset 0 0 0 1.5px var(--gold)}
.btn-gold-outline:hover{box-shadow:inset 0 0 0 1.5px var(--gold-strong);color:var(--gold)}
.cta-row{display:flex;flex-wrap:wrap;gap:14px}

/* ---------- Hero (verde profundo) ---------- */
.hero{background:var(--pine-deep);color:var(--pine-ink)}
.hero .wrap{padding-top:40px;padding-bottom:64px}
.hero .eyebrow{color:var(--gold)}
.hero h1{font-size:clamp(2.1rem,4.4vw,3.15rem);font-weight:800;letter-spacing:-.015em;max-width:15em;margin-bottom:20px}
.hero h1 em{font-style:normal;color:var(--gold);box-shadow:inset 0 -3px 0 var(--gold)}
.hero .lede{font-size:1.12rem;color:var(--pine-soft);max-width:36em;margin-bottom:30px}

/* ---------- Hero recortado (home, con imagen debajo) ---------- */
.hero.hero-tight .wrap{padding-top:14px;padding-bottom:14px}
.hero.hero-tight .eyebrow{margin-bottom:6px}
.hero.hero-tight h1{font-size:clamp(1.4rem,2.9vw,2.05rem);margin-bottom:0;max-width:none;text-wrap:wrap}
.hero-visual{background:var(--pine-deep);padding:6px 0 28px}
.hero-visual .wrap{max-width:1040px}
.hero-visual img{max-width:860px}
.hero-visual img{display:block;width:100%;height:auto;border-radius:4px}
.hero-visual-steps{margin-top:22px;text-align:left;font-family:Georgia,'Times New Roman',serif;font-size:1rem;color:var(--pine-ink)}
.hero-visual-steps .step-num{color:var(--gold);font-weight:700}
.hero-visual-steps .arrow{color:var(--gold);opacity:.8}
.hero-visual .hero-visual-lede{margin-top:10px;font-size:1.05rem;color:var(--pine-soft)}
.hero-visual .cta-row{margin-top:20px}

/* ---------- Hero con mock del informe ---------- */
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:56px;align-items:center}
.mock{
  background:var(--paper);color:var(--ink);border-radius:10px;
  box-shadow:0 24px 60px rgba(0,0,0,.35);
  padding:22px 24px;font-size:.86rem;
  transform:rotate(2.4deg);
}
.mock header{
  display:flex;justify-content:space-between;align-items:baseline;gap:12px;
  border-bottom:1px solid var(--line);padding-bottom:10px;margin-bottom:14px;
}
.mock header b{font-family:"Bricolage Grotesque",serif;font-size:.95rem}
.mock header span{color:var(--ink-soft);font-size:.75rem;white-space:nowrap}
.mock .bench{margin-bottom:14px}
.mock .bench .lbl{display:flex;justify-content:space-between;gap:10px;font-weight:600;margin-bottom:6px}
.mock .bench .lbl span:last-child{font-variant-numeric:tabular-nums;color:var(--ink-soft);font-weight:400;white-space:nowrap}
.mock .bars{display:grid;gap:5px}
.mock .bar{display:grid;grid-template-columns:64px 1fr;align-items:center;gap:10px;font-size:.74rem;color:var(--ink-soft)}
.mock .bar i{display:block;height:12px;border-radius:3px}
.mock .bar.client i{background:var(--bar-client)}
.mock .bar.ine i{background:var(--bar-ine)}
.mock footer{
  margin-top:4px;padding-top:10px;border-top:1px dashed var(--line);
  color:var(--ink-soft);font-size:.72rem;
}
@media (prefers-reduced-motion:no-preference){
  .mock{transition:transform .4s ease}
  .mock:hover{transform:rotate(0deg)}
}

/* Cabecera de página interior (más baja que el hero) */
.page-head{background:var(--pine-deep);color:var(--pine-ink)}
.page-head .wrap{padding-top:28px;padding-bottom:44px}
.page-head .eyebrow{color:var(--gold)}
.page-head h1{font-size:clamp(1.8rem,3.6vw,2.6rem);font-weight:800;letter-spacing:-.012em;max-width:18em;margin-bottom:14px}
.page-head .lede{font-size:1.08rem;color:var(--pine-soft);max-width:40em}

/* ---------- Secciones ---------- */
section{padding:64px 0}
section h2{font-size:clamp(1.6rem,2.8vw,2.05rem);font-weight:700;margin-bottom:14px}
.paper{background:var(--paper);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.pine{background:var(--pine);color:var(--pine-ink)}
.pine .eyebrow{color:var(--gold)}
.pine h2{color:var(--pine-ink)}
.pine p{color:var(--pine-soft)}

.two-col{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:start}
.cta-solo{max-width:640px}
.half{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:start}

.card{background:var(--paper);border:1px solid var(--line);border-radius:10px;padding:24px 26px}
.card h3{font-size:1rem;font-weight:700;margin-bottom:12px}
.card p{font-size:.94rem;color:var(--ink-soft)}
.card p + p{margin-top:12px;padding-top:12px;border-top:1px solid var(--line)}
.card b{color:var(--ink);font-weight:600}

.trio{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:32px}
.trio article{background:var(--paper);border:1px solid var(--line);border-radius:10px;padding:26px 24px}
.trio h3{font-size:1.1rem;font-weight:700;margin-bottom:10px}
.trio h3::before{content:"";display:block;width:34px;height:4px;background:var(--gold);border-radius:2px;margin-bottom:14px}
.trio p{color:var(--ink-soft);font-size:.95rem}

.checklist{list-style:none;margin:32px 0 0;padding:0;display:grid;grid-template-columns:1fr 1fr;gap:16px 36px}
.checklist li{position:relative;padding-left:26px;font-size:.98rem}
.checklist li::before{content:"";position:absolute;left:0;top:.45em;width:11px;height:11px;background:var(--gold);border-radius:2px;transform:rotate(45deg)}
.checklist li b{font-weight:600}
.checklist.one{grid-template-columns:1fr}

.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:26px;margin-top:32px;counter-reset:paso}
.steps article{counter-increment:paso}
.steps h3{font-size:1.05rem;font-weight:700;margin-bottom:8px}
.steps h3::before{
  content:counter(paso);display:inline-grid;place-items:center;width:28px;height:28px;margin-right:10px;
  border-radius:50%;background:var(--pine);color:var(--pine-ink);font-size:.82rem;vertical-align:middle;
}
.steps p{color:var(--ink-soft);font-size:.95rem}

.terms{list-style:none;margin:24px 0 0;padding:0;display:grid;gap:12px}
.terms li{padding-left:24px;position:relative;font-size:.97rem}
.pine .terms li{color:var(--pine-ink)}
.terms li::before{content:"—";position:absolute;left:0;color:var(--gold)}

.more{margin-top:28px}
.note{font-size:.9rem;color:var(--ink-soft);max-width:52em;margin-top:20px}
.pine .note{color:var(--pine-soft)}

/* ---------- Formularios ---------- */
form.card-form{background:var(--paper);color:var(--ink);border-radius:10px;padding:28px;box-shadow:0 18px 50px rgba(0,0,0,.28)}
form.card-form h3{font-size:1.15rem;font-weight:700;margin-bottom:18px}
.field{margin-bottom:14px}
label{display:block;font-size:.85rem;font-weight:600;margin-bottom:6px}
input,select,textarea{width:100%;padding:12px;border-radius:6px;border:1px solid var(--line);background:var(--ground);color:var(--ink);font:400 .96rem "Instrument Sans",sans-serif}
textarea{min-height:110px;resize:vertical}
.check{display:flex;gap:10px;align-items:flex-start;font-size:.85rem;color:var(--ink-soft)}
.check input{width:auto;margin-top:4px}
form.card-form .btn{width:100%;margin-top:6px}
.form-note{font-size:.82rem;color:var(--ink-soft);margin-top:14px}
.sent{display:none;margin-top:14px;padding:14px 16px;border-radius:6px;background:var(--pine);border:1px solid var(--pine-deep);color:#fff;font-size:.95rem;font-weight:600}
.sent[data-on]{display:block}
form.card-form .sent{color:#fff}
form.card-form .form-note{color:var(--ink-soft)}

/* ---------- Artículos (notas) ---------- */
.article{padding:56px 0 72px}
.article .wrap{max-width:720px}
.article .meta{font-size:.85rem;color:var(--ink-soft);margin-bottom:28px}
.article h2{font-size:1.45rem;margin:40px 0 12px}
.article h3{font-size:1.15rem;margin:28px 0 8px}
.article p{margin:0 0 18px}
.article ul,.article ol{margin:0 0 18px;padding-left:22px}
.article li{margin-bottom:6px}
.article blockquote{margin:24px 0;padding:16px 22px;border-left:4px solid var(--gold);background:var(--paper);color:var(--ink);font-size:1.02rem}
.article .lead{font-size:1.15rem;color:var(--ink-soft)}
.article hr{border:0;border-top:1px solid var(--line);margin:36px 0}
.article .cta-inline{background:var(--pine);color:var(--pine-ink);border-radius:10px;padding:24px 26px;margin:36px 0 0}
.article .cta-inline p{color:var(--pine-soft);margin-bottom:14px}

.post-list{list-style:none;margin:32px 0 0;padding:0;display:grid;gap:18px}
.post-list li{background:var(--paper);border:1px solid var(--line);border-radius:10px;padding:22px 24px}
.post-list .date{font-size:.8rem;color:var(--ink-soft);letter-spacing:.06em;text-transform:uppercase}
.post-list h3{font-size:1.15rem;margin:6px 0 8px}
.post-list h3 a{color:var(--ink);text-decoration:none}
.post-list h3 a:hover{color:var(--gold-strong)}
.post-list p{color:var(--ink-soft);font-size:.95rem}

/* ---------- Pie común ---------- */
.site-footer{padding:36px 0 48px;font-size:.86rem;color:var(--ink-soft)}
.site-footer .wrap{display:flex;gap:18px;align-items:flex-start}
.site-footer .footer-logo{width:32px;height:32px;flex:none;margin-top:2px}
.site-footer .footer-content{display:grid;gap:10px;flex:1;min-width:0}
.site-footer .row{display:flex;flex-wrap:wrap;gap:8px 28px;justify-content:space-between}
.site-footer b{color:var(--ink);font-weight:600}
.site-footer .legal{display:flex;flex-wrap:wrap;gap:8px 18px;padding-top:12px;border-top:1px solid var(--line)}
.site-footer .legal a{color:var(--ink-soft)}
@media (max-width:600px){
  .site-footer .wrap{gap:12px}
  .site-footer .footer-logo{width:26px;height:26px}
}


/* ---------- Logo Fundación Mutualidad (obligatorio por las Bases del LAB) ---------- */
.fm-credit{display:inline-flex;flex-wrap:wrap;align-items:center;gap:6px 10px}
.fm-link{display:inline-block;line-height:0}
.fm-logo{height:30px;width:auto;display:block}
.card .fm-card{margin-top:18px}
.card .fm-card .fm-logo{height:40px}

/* ---------- Páginas legales ---------- */
.legal-page{padding:48px 0 72px}
.legal-page .wrap{max-width:760px}
.legal-page h2{font-size:1.25rem;margin:32px 0 10px}
.legal-page p,.legal-page li{font-size:.97rem;color:var(--ink);margin-bottom:12px}
.legal-page ul{padding-left:22px;margin:0 0 12px}

/* ---------- Responsive ---------- */
@media (max-width:820px){
  .nav-toggle{display:flex}
  .site-nav{
    display:none;position:absolute;top:100%;left:0;right:0;
    flex-direction:column;align-items:stretch;gap:2px;
    background:var(--brown-deep);padding:12px 24px 20px;
    border-top:1px solid var(--gold-strong);
    box-shadow:0 16px 28px rgba(0,0,0,.4);
    z-index:40;
  }
  .site-nav.is-open{display:flex}
  .site-nav a{padding:12px 2px;font-size:1rem}
  .site-nav .btn{margin-top:8px;text-align:center}
  .site-header .wrap{padding-top:16px;padding-bottom:16px}
  section{padding:52px 0}
  .hero .wrap{padding-top:32px;padding-bottom:52px}
  .hero.hero-tight .wrap{padding-top:18px;padding-bottom:18px}
  .hero.hero-tight .lede{font-size:.95rem;margin-bottom:14px}
  .hero-visual{padding:16px 0 28px}
  .hero-visual-steps{margin-top:16px;font-size:.92rem}
  .hero-visual .hero-visual-lede{margin-top:10px}
  .hero-grid{grid-template-columns:1fr;gap:40px}
  .mock{transform:none}
  .two-col,.half{grid-template-columns:1fr;gap:32px}
  .checklist{grid-template-columns:1fr}
  .trio,.steps{grid-template-columns:1fr}
}

/* ---------- Subida de extractos ---------- */
.upload-wrap{max-width:720px;margin:0 auto}
.drop-zone{
  border:2px dashed var(--line);border-radius:10px;background:var(--ground);
  padding:28px 20px;text-align:center;cursor:pointer;transition:border-color .2s,background .2s;
}
.drop-zone:hover,.drop-zone.over{border-color:var(--gold);background:#FBF6E8}
.dz-title{font-weight:600;color:var(--ink)}
.dz-sub{font-size:.85rem;color:var(--ink-soft);margin-top:4px}
.file-list{list-style:none;margin:12px 0 0;padding:0;display:grid;gap:6px}
.file-list li{display:flex;align-items:center;gap:10px;background:var(--ground);border:1px solid var(--line);border-radius:6px;padding:8px 12px;font-size:.9rem}
.file-list .fl-name{flex:1;overflow:hidden;text-overflow:ellipsis;white-space:nowrap}
.file-list .fl-size{color:var(--ink-soft);font-size:.82rem}
.file-list button{border:0;background:transparent;color:var(--ink-soft);font-size:1.1rem;cursor:pointer;padding:0 4px}
.file-list button:hover{color:var(--gold-strong)}
.upload-error{margin-top:10px;padding:10px 12px;border-radius:6px;background:#F7E6DC;border:1px solid #D9A58A;color:#5A2E1A;font-size:.9rem}
.upload-hint{font-size:.82rem;color:var(--ink-soft);margin-top:10px}
.hp{position:absolute;left:-5000px;width:1px;height:1px;overflow:hidden}
.thanks{background:var(--paper);border:1px solid var(--gold);border-radius:10px;padding:32px 28px;text-align:center}
.thanks h3{font-size:1.25rem;margin-bottom:10px}
.thanks p{color:var(--ink-soft)}

/* ---------- Páginas legales: índice, ficha, avisos y derechos ---------- */
.legal-page .toc{background:var(--paper);border:1px solid var(--line);border-radius:10px;padding:20px 24px;margin:28px 0 8px}
.legal-page .toc h2{font-family:"Instrument Sans",sans-serif;font-size:.78rem;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--ink-soft);margin:0 0 12px}
.legal-page .toc ol{margin:0;padding-left:20px;columns:2;column-gap:32px}
.legal-page .toc li{font-size:.92rem;margin-bottom:6px;break-inside:avoid}
.legal-page .toc a{color:var(--pine);text-decoration:none}
.legal-page .toc a:hover{color:var(--gold-strong)}
.legal-page section{padding:0;scroll-margin-top:24px}
.id-card{background:var(--pine-deep);color:var(--pine-ink);border-radius:10px;padding:22px 26px;margin:6px 0 16px}
.id-card dl{display:grid;grid-template-columns:auto 1fr;gap:8px 22px;margin:0}
.id-card dt{font-size:.75rem;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--gold);white-space:nowrap;padding-top:3px}
.id-card dd{margin:0;font-size:.95rem}
.id-card a{color:var(--pine-ink)}
.callout{background:var(--paper);border:1px solid var(--line);border-left:4px solid var(--gold);border-radius:0 10px 10px 0;padding:16px 20px;margin:16px 0;font-size:.95rem}
.rights{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin:12px 0 16px}
.rights .r{background:var(--paper);border:1px solid var(--line);border-radius:8px;padding:12px 16px}
.rights .r b{display:block;font-size:.92rem;color:var(--pine)}
.rights .r span{font-size:.87rem;color:var(--ink-soft)}
.legal-page table{width:100%;border-collapse:collapse;margin:8px 0 16px;font-size:.9rem}
.legal-page th,.legal-page td{text-align:left;padding:10px 12px;border-bottom:1px solid var(--line);vertical-align:top}
.legal-page th{font-weight:600;background:var(--paper)}
@media (max-width:620px){
  .legal-page .toc ol{columns:1}
  .rights{grid-template-columns:1fr}
  .id-card dl{grid-template-columns:1fr;gap:2px 0}
  .id-card dd{margin-bottom:10px}
  .legal-page table{font-size:.84rem}
}